Latest Blog Posts

Before you Buy the Car, Buy the House!

If you're planning to buy a new home this year, this is NOT the time to buy a new car, unless you can pay cash, of course.  While the mortgage industry has tightened up considerably since the recent recession, it appears the auto financing industry still subscribes to the fog-a-mirror standard in ...
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Seven Things Your Agent Should Know that May Affect Your Mortgage Loan Approval

While many experienced real estate agents have a general understanding of the loan approval process, there are a few important factors that frequently get overlooked, which may cause a purchase to be delayed or denied.New regulation, updated disclosu ...
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Do I Need To Sell My Home Before I Can Qualify For A New Mortgage On Another Property?

Although every situation is unique, it is not uncommon for homebuyers to qualify for a mortgage on a new home while still living in their primary residence. Perhaps you are outgrowing your current house, or have been forced to relocate due to a job ...
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What Do Appraisers Look For When Determining A Property's Value?

Most people are surprised to learn what appraisers actually look at when determining the value of a real estate property. A common misconception homeowners generally have is that the value of their home is determined after the appraiser has completed their physical property inspection. However, th ...
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Where Does My Earnest Money Go?

Hey, I gave my real estate agent a $5000 Earnest Money Deposit check... Where does that money go? A basic and very obvious question that most First-Time home Buyers ask once their purchase contract gets accepted. According to Wikipedia: Earnest Money - an earnest payment (sometimes called earnest money or simply earnest, or alternatively a good- ...
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Renting vs Buying A Home

Buying a home versus renting is a big decision that takes careful consideration. While there are several biased sources that can make arguments for or against owning a home, we've found that most home buyers base their ultimate decision on emotion. Yes, there are some tax advantages of owning real estate, as well as the potential to earn equity ...
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